- 314-266-4633
- info@cardinalcontractorsllc.com
- 4525 Veterans Memorial Parkway, Saint Peters MO 63376
Missouri sits in one of the most active hail corridors in the United States — and St. Louis homeowners know what a severe hail storm can do to a roof in minutes. Cardinal Contractors provides free hail damage inspections throughout St. Louis and St. Charles County, documents all damage for insurance purposes, and restores hail-damaged roofs for homeowners across the greater St. Louis metro. Call (314) 266-4633 for a free hail inspection today.
Hail impacts fracture the asphalt and fiberglass mat structure of shingles, creating impact craters that compromise waterproofing. Even shingles that appear intact after a storm may have internal fractures that allow moisture infiltration over time. Granule loss from hail impacts accelerates UV degradation and shortens the functional life of the roofing system significantly.
Metal flashing around chimneys, vents, skylights, and valleys is susceptible to denting and cracking from hail impact. Damaged flashing allows water to bypass the shingle system and penetrate the roof deck — often in areas that are difficult to inspect without professional equipment.
In severe hail events, impact can be significant enough to damage the roof decking beneath the shingles. Soft spots, punctures, or structural compromise to the decking require immediate attention. Cardinal Contractors inspects the decking condition during every hail damage assessment and replaces compromised sections as part of the restoration.
Ridge vents, pipe boots, attic fans, and other rooftop accessories are frequently damaged in hail events. Dented or cracked accessories can allow water infiltration and may need replacement as part of a comprehensive hail damage restoration. Cardinal Contractors inspects all rooftop accessories during every hail damage assessment.
Not sure which system is right for your home? Our team will walk you through every option based on your home, your budget, and what your insurance may cover.
Cardinal Contractors is based at 4525 Veterans Memorial Parkway in Saint Peters MO and responds to hail damage throughout the greater St. Louis metropolitan area.
We provide hail damage inspections and roof restoration services in Saint Peters, O’Fallon, St. Charles, Wentzville, Lake St. Louis, Cottleville, Chesterfield, Wildwood, Ballwin, Ellisville, Creve Coeur, Kirkwood, Webster Groves, Des Peres, Clayton, Town and Country, Frontenac, Arnold, Fenton, Mehlville, Oakville, and surrounding communities throughout St. Louis County and St. Charles County.
We are also fully licensed to perform roofing work in Illinois, serving homeowners in the Metro East region including Collinsville, Edwardsville, O’Fallon IL, and Belleville.
Cardinal Contractors
4525 Veterans Memorial Parkway
Saint Peters MO 63376
(314) 266-4633
Call Cardinal Contractors at (314) 266-4633 or fill out the form below. We serve Saint Peters, O’Fallon, St. Charles, Wentzville, Chesterfield, and all surrounding St. Louis metro communities. Most inspections are scheduled within 24-48 hours.
Hail damage is not always visible from the ground — and that is exactly why it is so dangerous. A roof that looks intact after a storm can have significant damage that only becomes apparent months later when leaks begin and the repair cost has multiplied. If your home experienced a hail storm, watch for these signs:
The only reliable way to know whether your roof sustained hail damage is a trained inspection by an experienced roofing contractor. Cardinal Contractors provides free hail damage inspections with full photographic documentation throughout St. Louis and St. Charles County.
Cardinal Contractors follows a proven process for hail damage assessment and restoration designed to protect your home, maximize your insurance coverage, and restore your roof correctly.
We begin with a thorough inspection of your entire roofing system following a hail event. We photograph every impact point, measure hail damage density, document all affected components, and provide a written assessment of our findings. Our documentation is prepared in the format insurance adjusters require.
If your inspection reveals covered hail damage, we guide you through filing your insurance claim correctly. Cardinal Contractors meets with your insurance adjuster onsite during their inspection to walk through the damage we documented and ensure every impact point is included in the claim scope. We have helped St. Louis homeowners receive thousands of dollars more in coverage by ensuring nothing is undercounted.
Once your claim is approved, we help you select the right roofing system. For St. Louis homeowners in active hail corridors, impact-resistant shingles are worth considering — they offer stronger protection against future hail events and in some cases qualify for insurance premium discounts. We pull all required permits and coordinate scheduling around your timeline.
Our crew performs a complete tear-off, inspects and replaces any compromised decking, and installs your new roofing system to manufacturer specifications. All accessory items damaged by hail — flashing, pipe boots, ridge vents — are replaced as part of the restoration. Final walkthrough completed with you before we leave.
Most hail damage to St. Louis roofs is covered under standard homeowners insurance policies — but only if it is properly documented and the claim is filed within the policy’s timeframe.
This is where Cardinal Contractors makes a significant difference for St. Louis homeowners. Insurance claim adjusters conduct hundreds of inspections and are skilled at identifying covered damage — but they also operate under time constraints and may miss impact points that are not clearly documented. Our team photographs every hail impact, measures damage density across the entire roof surface, and provides a comprehensive report that gives adjusters and insurance companies the full picture.
If you have already received an insurance payout that seems insufficient for the damage your roof sustained, call us. Cardinal Contractors regularly assists St. Louis homeowners with supplemental claims when the initial approval does not fully cover documented hail damage.
The most reliable way is a professional inspection. Signs include circular dents on shingles, granule loss in gutters, dented gutters and fascia, and cracked shingles. Cardinal Contractors provides free hail damage inspections throughout St. Louis and St. Charles County.
Yes. Standard Missouri homeowners insurance typically covers hail damage from specific storm events. Cardinal Contractors provides complete documentation and meets with your adjuster onsite to ensure your claim captures everything your policy covers.
Most Missouri policies require claims within one to two years of the damage event, though terms vary. Filing sooner gives your claim the strongest foundation. Call Cardinal Contractors after any significant hail event even if you are unsure whether damage occurred.
It depends on the extent of the damage. Localized impact may be repairable. Widespread damage across the majority of the roof — common after significant hail in St. Louis — typically warrants full replacement. Cardinal Contractors provides an honest assessment during your free inspection.
Hail of one inch or larger — approximately the size of a quarter — is generally sufficient to cause functional damage to asphalt shingles. Smaller hail can also damage older or weathered shingles. Wind speed during the storm also affects impact severity.
Call Cardinal Contractors at (314) 266-4633 or fill out the form below. We serve Saint Peters, O’Fallon, St. Charles, Wentzville, Chesterfield, and all surrounding St. Louis metro communities. Most inspections are scheduled within 24-48 hours.
